Insights

Explore expert insights, practical advice, and the latest trends from Informative Research on credit and verification.

What are credit supplements & why are they important?

What are Credit Supplements & Why Are They Important?

Through the years, pressure has mounted for increased speed and turn time in rendering credit decisions for mortgage applications. One component of that process is also under more pressure – the credit supplement.

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Everybody Has Products. Few Have Our Service!

‘All that glitters is not gold.’ Proverb The attractive external appearance of something is not a reliable indication of its true nature What we are getting at is the inherent nature of some vendors to over-sell and under-deliver. It hurts us all....

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Verifications – Your PreClose Safeguard Options Explained

Who knows how or why, it's just a universal rule that some things just naturally go together – cake and ice cream, burgers and fries, movies and popcorn, mortgage and fraud. Back in the 1920s and 1930s, bank robber Willie Sutton (aka – 'Slick...

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trended credit data

Beyond Trended Data: Target Marketing for Your Future Customers

Trended data is a powerful tool: just ask Fannie Mae, who has been using it to improve lending risk assessment. But you can use trended data to uncover the consumers who are almost ready to be your customers and start warming them up as leads.

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data security

4 Security Questions You Should Ask Your Data Provider

With most employees in the country still working from home, lenders have an even greater a responsibility to ensure the security of consumer data throughout their entire supply chain, including information supplied by data vendors.

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5 Things You Can Do to Expedite a Product Request

As the effects of COVID-19 continue to be at the forefront of our minds, the country is slowly starting to open back up and creditors are getting an influx of calls.

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How Forbearance Impacts Mortgage Loans

What Does Forbearance Mean for the Mortgage Industry As we’ve all seen recently, regulators and the GSEs are focused on creating policies and guidance to help borrowers impacted by COVID-19 while maintaining liquidity. Unfortunately, a growing...

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Managing mortgage loan costs

Whitepaper: Managing Mortgage Loan Costs in a Competitive Market

Losing borrowers at the beginning of the mortgage process leaves lenders footing the bill for these expenses, adding unnecessary costs to an already overstrained business model. By utilizing the best tools and techniques, lenders can start saving...

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How to Read a Credit Report

How to Read a Credit Report

Credit reports aren't the easiest piece of information to read and it's a layout that the industry isn't going to revamp any time soon.

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