Insights

12 days of Stewart with Shannon Santos IRDS

"Informative Research primarily focuses on the mortgage lending sector, with a particular emphasis on consumer data that is essential for generating mortgage loans seamlessly. The development of our data solutions was based on our commitment to...

Expedite Borrowers' Closings with AccountChek

Streamline the lending process with a digital verification service for borrower assets. For over a decade, AccountChek has been providing lenders with secure data verification services for borrower assets.

Stewart Enhances Credit and Mortgage Analytics Capabilities by Acquiring AccountChek, a Leading Digital Asset, Income and Employment Verification Platform

Acquisition expands ability to service customers and expedites the lending process while improving consumer financial equity, including homeownership

The Ultimate Verification of Employment and Income Vendor List

Feeling overwhelmed by the numerous options for verifying employment and income? You are not alone. Employment Verification Service providers have been around for over three decades, but new entrants to the pool of vendors have created a crowded...

From Start to Finish, Informative Research Has a Data Solution

In today’s competitive mortgage market, lenders often feel as if they’re running an obstacle course with each new borrower. That is unless they’ve discovered Informative Research.

What Lenders Need from a Modern Tri-Merge Credit Report

A mortgage is often a consumer’s largest debt commitment, which translates into considerable risk for mortgage lenders. This is one of several reasons why a tri-merge credit report, which provides a highly detailed analysis of an applicant’s credit...

Informative Research Launches Verification Waterfall Solution

Innovative Digital Offering Streamlines Complexities of Employment and Income Verification Process for Lending Community

The Challenge of Compliance vs. Cost

The mortgage industry has no shortage of regulatory oversight. The Fair Housing Act (FHA), Dodd-Frank Act, the Equal Credit Opportunity Act (ECOA), and the Fair Credit Reporting Act (FCRA) are just the start of a long list of federal laws imposed on...

Verification of Assets (VOA) and Why It Matters

In the modern mortgage market, particularly post-2008, one of the most crucial aspects of designing and executing a successful product is risk assessment. Gone are the days of borrowers’ cozy relationship with loan officers or bank executives acting...