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Informative Research Launches Verification Waterfall Solution

Innovative Digital Offering Streamlines Complexities of Employment and Income Verification Process for Lending Community

September 14, 2022

The Challenge of Compliance vs. Cost

The mortgage industry has no shortage of regulatory oversight. The Fair Housing Act (FHA), Dodd-Frank Act, the Equal Credit Opportunity Act (ECOA),..

June 28, 2022

Verification of Assets (VOA) and Why It Matters

In the modern mortgage market, particularly post-2008, one of the most crucial aspects of designing and executing a successful product is risk..

April 26, 2022

Ryan Kaufman as IR's newest Business and Integrations Analyst

We're proud to welcome Ryan Kaufman as IR's newest Business and Integrations Analyst. In his new role, Kaufman will own a critical innovation..

April 21, 2022

How Verification of Employment (VOE) Works for Today's Mortgage Lenders

Following the financial crisis of 2008, U.S. policymakers developed new laws and regulations meant to prevent another economic disaster. One of the..

March 9, 2022

Informative Research Names James Boss Executive VP, Client Success

New Role Underscores Client Commitment While Accelerating Focus on Innovation and Growth ST. LOUIS, February 23, 2022 -- Fintech leader Informative..

February 23, 2022

Six Reasons to Hire a Verification of Employment Partner

After record-breaking revenues and volume over the past few years, 2021 has proven to be something of a “pivot” year for the nation’s mortgage..

January 4, 2022

Asset, Employment and Income Verification Basics for Lenders, Landlords and Businesses

Financial transactions managed by mortgage lenders often require a Verification of Employment & Income (VOE/I) to minimize the risk of financial..

December 22, 2021

What Is the FCRA & How Does it Protect Consumers?

What is the Fair Credit Reporting Act (FCRA)? The Fair Credit Reporting Act is a federal law that regulates how credit reporting agencies collect..

November 8, 2021

What is a Tri-Merge Credit Report?

A tri-merge credit report is a consolidated report that aggregates the data from all three credit bureaus. The consolidated report allows lenders to..

September 20, 2021