Customer Stories
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Learn how IR went beyond vendor support to deliver measurable cost savings and streamlined efficiencies.
Insights
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Comparing Tax Transcript Retrievals
The People Behind The Platform
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Meet our award-winning individuals behind the industry's top-rated consumer service.
What is the Fair Credit Reporting Act (FCRA)? The Fair Credit Reporting Act is a federal law that regulates how credit reporting agencies collect data about individual consumers and how they share that data. This law helps keep credit reporting...
A tri-merge credit report is a consolidated report that aggregates the data from all three credit bureaus. The consolidated report allows lenders to review one report instead of referencing three separate credit bureaus.
As we deploy new clients onto our verifications platform, we frequently hear that speed and cost are the primary motivators. However, another underlying trend is that lenders are re-tooling operations to stick closer to their core competencies of...
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For decades, financial services professionals have bemoaned the slow pace of advancement in innovation and technology, watching healthcare and other industries forge way ahead. However, that has changed in the past few years, with staggering sums of...
Credit reports represent different things to varying audiences. For consumers, the report represents their past, specifically their history of taking on credit and the track record of paying as promised. Lenders, on the other hand, are using credit...
From the 2008 financial crisis to the global coronavirus pandemic that began in early 2020, within the U.S., consumers have had to contend with some epic struggles – losing jobs, getting behind on bills, and other similar hardships. Not...
Embracing New Technology to Shape a Better Tomorrow The disruptions and digital transformations of 2020 have rapidly accelerated the lending community’s adoption of new tools and applications. The industry is still behind, but the recent embrace of...
Through the years, pressure has mounted for increased speed and turn time in rendering credit decisions for mortgage applications. One component of that process is also under more pressure – the credit supplement.
‘All that glitters is not gold.’ Proverb The attractive external appearance of something is not a reliable indication of its true nature What we are getting at is the inherent nature of some vendors to over-sell and under-deliver. It hurts us all....