Insights

IR Supports Freddie Mac AIM Expansion

Freddie Mac’s recent expansion of Loan Product Advisor® (LPA SM) asset and income modeler (AIM) provides lenders with a smoother closing process and more opportunity to assess for representation and warranty (R&W) relief eligibility related to the...

Credit Supplements Explained: Enhancing Accuracy and Speed

How real-time updates and enhanced accuracy are transforming the mortgage underwriting process. What is a Credit Supplement? A credit supplement is a service that allows lenders to request updates or additional information to a borrower’s credit...

Streamlining Fannie Mae’s 10-Day Pre-Close VOE Requirements with IR

How Informative Research’s AccountChek Enhances Verification Processes for Mortgage Lenders Fannie Mae’s recent updates to its Desktop Underwriter® (DU®) validation service mark a significant advancement in the mortgage industry’s employment...

What is the IR Verification Platform?

Why Are Employment Verifications (VOE) and Income Verifications Necessary? Following the 2008 financial crisis, Congress enacted a host of new measures designed to ensure that the worst excesses of the 2000s were not repeated. One of the reforms,...

Validate Borrower Assets, Income, and Employment using a single VOA report

In the latest "Stewart in the Studio" episode, Craig Leabig discusses Fannie Mae's recent announcement about single-source validation. This announcement is revolutionary for Desktop Underwriter leaders who can now verify income and employment using...

Unlocking the Power of Bank Transaction Data

How to validate income and employment with Fannie Mae's Desktop Underwriter using AccountChek's asset report In today's mortgage market, lenders face many challenges, including balancing the need for quick verification of borrower eligibility...

Navigating Mortgage Servicing: Insights from Industry Experts

Listen to an enlightening discussion featuring Rich Kuegler, SVP, Director of Client Success at Stewart Lender Services, Shannon Santos, EVP of Data Solutions at Informative Research Data Solutions, and Matt Jenkins, VP of Valuation Services at...

Mortgage Lenders Can Improve Pull-Through With Rent History

New workflow in the Empower LOS makes it easier for mortgage lenders to consider rent payments when qualifying first-time homebuyers

Shawn Jobe talks credit score modernization & bi-merge credit reports

In the latest episode of "Stewart in the Studio," Shawn Jobe discusses changes in credit score reporting and industry implementation updates. During the episode, he meets up with Marvin Stone to talk about the latest summit at MISMO, a standard...