Customer Stories
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Learn how IR went beyond vendor support to deliver measurable cost savings and streamlined efficiencies.
Insights
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Comparing Tax Transcript Retrievals
The People Behind The Platform
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Meet our award-winning individuals behind the industry's top-rated consumer service.
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Mortgage teams don’t just need data. They need certainty early so they can route loans correctly, avoid unnecessary verification steps, and keep files moving. One common question arises quickly: Will there be income and employment data available on...
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As the mortgage industry navigates FHFA’s credit score modernization initiative, lenders are facing new questions around model choice, implementation timing, and operational readiness. With multiple scoring models approved and a phased rollout...
As the mortgage industry navigates FHFA’s credit score modernization initiative, lenders are facing new questions around model choice, implementation timing, and operational readiness. With multiple scoring models approved and a phased rollout...
As the mortgage industry navigates FHFA’s credit score modernization initiative, lenders are facing new questions around model choice, implementation timing, and operational readiness. With multiple scoring models approved and a phased rollout...
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Income verification continues to be one of the most critical—and complex—steps in the mortgage underwriting process. Whether you're working with self-employed borrowers, multiple co-applicants, or multi-year income histories, the task of gathering...
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Reducing borrower friction while maintaining compliance is a constant challenge. Lenders are under pressure to move faster, keep costs down, and improve the borrower experience, all while meeting rigorous investor requirements. That’s why there’s...
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Turning Bank Data Into Loan Approvals AccountChek Verification of Assets doesn’t just check bank balances–it can also help lenders verify rental history, as well as income and employment in certain cases, saving time and money while potentially...
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Freddie Mac’s recent expansion of Loan Product Advisor® (LPA SM) asset and income modeler (AIM) provides lenders with a smoother closing process and more opportunity to assess for representation and warranty (R&W) relief eligibility related to the...
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How real-time updates and enhanced accuracy are transforming the mortgage underwriting process. What is a Credit Supplement? A credit supplement is a service that allows lenders to request updates or additional information to a borrower’s credit...