Insights

Informative Research Products Now on LendingQB with Full Integration

Earlier today, we announced our complete integration with LendingQB’s Loan Origination System (LOS). Now, LendingQB users will have access to a host of IR’s products and be able to order them with ease.

Learning the Basics of a Rapid Rescore

Find out more about rapid rescore and the rapid rescore services and process! What is a Credit Rescore? A Credit Rescore is a streamlined way to correct or remove inaccurate information in a borrower’s credit report, either from one or multiple...

Mortgage Lenders: Credit Score Tips and How to Improve It

The Basics What is a FICO Score? A Fair Isaac (FICO) credit score can be generated for anyone with at least one reported credit tradeline in the past 12 months and is based on data from the three credit bureaus: Equifax, Experian, and TransUnion....

What's a Good Credit Score for a Mortgage?

The Basics What is a FICO Score? A FICO credit score is a statistical number calculated by credit information from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus generate a separate credit score, each being slightly...

Update: All Tax Liens Removed from Credit Reports

In 2017, the three National Credit Reporting Agencies (NRAs) – Equifax, Experian, and TransUnion – announced and started to implemented enhanced standards for collecting and updating public record data reported on consumer reports, in accordance...

Informative Research Honored as a HousingWire TECH100 Winner

IR CHOSEN BY PUSHING THE INDUSTRY FORWARD WITH THEIR NEW TECHNOLOGY Earlier this week, Informative Research received HousingWire’s coveted 2018 TECH100™ award, being recognized as one of the most innovative technology companies in the mortgage...

An Essential Guide on Security Freezes

Due to the recent Equifax data breach, we’ve provided you with helpful instructions on what to do if a consumer has placed a security freeze on their credit profile.

Txt2Qual: An Automated, Mobile-Based Prequalification Tool for Lenders

In booth 427 at this year’s MBA, we’ll be launching Txt2Qual – a mobile-based tool that generates more leads for lenders by providing an applicant’s prequalification status and contact information automatically. Unique from other solutions on the...