Digital lending and virtual consumer experiences are all the hype in today’s market and while there are a lot of benefits, it doesn’t come without its risks. If banks and mortgage companies aren’t prepared, cybersecurity and lending fraud can cause...
We’re excited to announce our new integration with MortgageHippo, creators of the leading borrower-centric digital lending platform.
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty...
Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For example, someone may have committed identity theft by using your personal information...
System Rules as of January 7, 2011 You (the Licensee or Authorized User of the Platform) shall control and maintain the security of all authentication identification codes and passwords (“Authentication IDs”) supplied to or used by you in relation...
Earlier today, we announced our complete integration with LendingQB’s Loan Origination System (LOS). Now, LendingQB users will have access to a host of IR’s products and be able to order them with ease.
.jpg?width=750&height=320&name=Credit-Score%20(1).jpg)
Find out more about rapid rescore and the rapid rescore services and process! What is a Credit Rescore? A Credit Rescore is a streamlined way to correct or remove inaccurate information in a borrower’s credit report, either from one or multiple...
.jpg?width=600&height=400&name=Scott-Horn%20(1).jpg)
HOUSINGWIRE RECOGNIZES IR’S CHIEF OPERATING OFFICER FOR ACHIEVEMENTS Earlier today, HousingWire recognized IR’s Chief Operating Officer Scott Horn with their coveted 2018 Rising Star Award. The recipients of this award represent a variety of...
.jpg?width=500&height=281&name=05-01-e1583537091415%20(1).jpg)
The Basics What is a FICO Score? A Fair Isaac (FICO) credit score can be generated for anyone with at least one reported credit tradeline in the past 12 months and is based on data from the three credit bureaus: Equifax, Experian, and TransUnion....
The Basics What is a FICO Score? A FICO credit score is a statistical number calculated by credit information from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus generate a separate credit score, each being slightly...