Customer Stories
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Learn how IR went beyond vendor support to deliver measurable cost savings and streamlined efficiencies.
Insights
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Comparing Tax Transcript Retrievals
The People Behind The Platform
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Meet our award-winning individuals behind the industry's top-rated consumer service.
What Does Forbearance Mean for the Mortgage Industry As we’ve all seen recently, regulators and the GSEs are focused on creating policies and guidance to help borrowers impacted by COVID-19 while maintaining liquidity. Unfortunately, a growing...
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Credit reports aren't the easiest piece of information to read and it's a layout that the industry isn't going to revamp any time soon.
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answers you want to know
Digital lending and virtual consumer experiences are all the hype in today’s market and while there are a lot of benefits, it doesn’t come without its risks. If banks and mortgage companies aren’t prepared, cybersecurity and lending fraud can cause...
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty...
Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For example, someone may have committed identity theft by using your personal information...
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Find out more about rapid rescore and the rapid rescore services and process! What is a Credit Rescore? A Credit Rescore is a streamlined way to correct or remove inaccurate information in a borrower’s credit report, either from one or multiple...
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The Basics What is a FICO Score? A Fair Isaac (FICO) credit score can be generated for anyone with at least one reported credit tradeline in the past 12 months and is based on data from the three credit bureaus: Equifax, Experian, and TransUnion....
The Basics What is a FICO Score? A FICO credit score is a statistical number calculated by credit information from the three credit bureaus: Equifax, Experian, and TransUnion. All three bureaus generate a separate credit score, each being slightly...