IR Signals

Open Banking Fees and What They Mean for Mortgage Verification

In a HousingWire article published August 21, 2025, Brian Francis of Informative Research explains how new, fee based data access models from large banks, including JPMorgan Chase, could reshape open banking for mortgage verification. It looks at what these models could mean for consumer...

ICE Extends Integration Migration Deadline

ICE Mortgage Technology has extended the deadline for the Encompass SDK and legacy service ordering (EPC) transitions to December 31, 2026. While the deadline has been pushed back, ICE emphasized that all transition plans remain the same. Read more from ICE. The new deadline is December 31, 2026,...

Lenders Get More Clarity on VantageScore 4.0 Rollout

Published: July 15, 2025 Source: HousingWire article by James Kleimann Summary: The FHFA cleared up key questions about how lenders can adopt VantageScore 4.0. FHFA Director Bill Pulte confirmed that lenders will be able to choose between using FICO Classic or VantageScore 4.0 for each loan they...

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