Informative Research Introduces AccountChek® and Halcyon Integration for Income Verification

Informative Research announced a new integration between AccountChek® and Halcyon that streamlines verification of employment and income by delivering payroll and paystub data directly into Halcyon’s income calculator. Using AccountChek’s consumer-permissioned connectivity to major payroll providers, lenders can support faster, more automated income assessments while maintaining alignment with investor guidelines and representation and warranty relief strategies.

By combining payroll-direct income and employment data with Halcyon’s real-time access to IRS tax transcript data and income calculation capabilities, the integration supports scalable, audit-ready income validation. Lenders benefit from improved efficiency, reduced manual review, and a smoother borrower experience, all while preserving compliance and control throughout the verification process.

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