VantageScore 4.0

Lenders Get More Clarity on VantageScore 4.0 Rollout

Published: July 15, 2025Source: HousingWire article by James Kleimann

FHFA Greenlights Immediate Use of VantageScore 4.0

In a HousingWire article published July 15, FHFA Director Bill Pulte announced that both Fannie Mae and Freddie Mac will immediately accept loans underwritten with VantageScore 4.0, giving lenders a choice between the newer model and the traditional Classic FICO. Key Points: VantageScore 4.0 is now an approved option for mortgage underwriting.