Industry News | Informative Research

FHA Sets Jan. 1, 2027 Start for FICO 10T, VantageScore 4.0

Written by Informative Research | Sep 14, 2026, 5:30:00 PM

FHA announced on September 10 that FHA approved lenders will be able to use FICO® Score 10T and VantageScore® 4.0 for mortgage underwriting starting January 1, 2027, per FHA INFO 2026-21 (look for the September 10, 2026 entry).

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