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FICO Moves to Bespoke Pricing for 2027 Mortgage Scores
In a press release published November 4, FICO reported fiscal fourth quarter 2026 results and said it is moving away from one published mortgage ...
FHA Sets Jan. 1, 2027 Start for FICO 10T, VantageScore 4.0
Published | Updated
Written By Informative ResearchFHA announced on September 10 that FHA approved lenders will be able to use FICO® Score 10T and VantageScore® 4.0 for mortgage underwriting starting January 1, 2027, per FHA INFO 2026-21 (look for the September 10, 2026 entry).
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Verification
Housing Order Directs FHFA to Weigh Income Re-Verification Waiver
President Trump signed an executive order, "Decreasing Housing Costs for the American People," on Oct. 22. As part of a broader push to expand a ...
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Credit Score Models
VantageScore Launches Simulator API
In a press release published Oct. 16, VantageScore introduced a new VantageScore® 4.0 Mortgage Credit Score Simulator API, a tool that lets lenders ...