Informative Research Extends VOE and VOI Access Within Cloudvirga POS Platforms

Informative Research expanded its integration with Cloudvirga’s Horizon and Horizon TPO point-of-sale platforms, enabling lenders to access automated Verification of Employment and Verification of Income data directly within the POS. The integration allows originators to retrieve VOE and VOI data and analytics through configurable verification workflows designed to improve data coverage and streamline underwriting.

Through support for multiple provider waterfalls, lenders can define a cascading verification process that automatically routes requests to alternate providers when data is unavailable. Verified employment and income data is returned within seconds, pre-populated into the loan file, and delivered to underwriting without requiring additional borrower documentation. This approach helps reduce processing time, lower costs, and improve both originator efficiency and the borrower experience.