Product Updates

The Work Number® Report Indicator + Income Qualify Now Available with IR Credit Reports

Informative Research — Thu, 20 Nov 2025 20:01:08 GMT

The Work Number (TWN) from Equifax contains over 700 million employment records contributed by more than 4 million employers, yet lenders often ask, “Does it have relevant data on the borrowers I’m trying to verify?” A new service—TWN Report Indicator + Income Qualify (IQ)—helps answer that question efficiently and at the earliest stages of the lending process.

Informative Research Integrates Halcyon Tax Transcript Services into Verification Platform

Informative Research — Tue, 15 Jul 2025 12:45:00 GMT

Informative Research expanded its Verification Platform with the addition of Halcyon’s IRS tax transcript service, giving lenders access to secure, consumer-permissioned tax data directly from the IRS. The integration broadens the platform’s verification of income options, helping lenders automate income validation while supporting investor representation and warranty relief requirements.

Informative Research Introduces AccountChek® and Halcyon Integration for Income Verification

Informative Research — Fri, 16 May 2025 14:45:00 GMT

Informative Research announced a new integration between AccountChek® and Halcyon that streamlines verification of employment and income by delivering payroll and paystub data directly into Halcyon’s income calculator. Using AccountChek’s consumer-permissioned connectivity to major payroll providers, lenders can support faster, more automated income assessments while maintaining alignment with investor guidelines and representation and warranty relief strategies.

Informative Research Enhances AccountChek® Integration with Freddie Mac AIM

Informative Research — Thu, 20 Feb 2025 19:00:00 GMT

Informative Research announced an expansion of AccountChek® payroll provider coverage to support mortgage lenders using Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM). The enhancement allows lenders to assess income and employment eligibility for representation and warranty relief across a broader range of payroll providers using automated verification of income and employment through AccountChek®.

Informative Research Expands LOS Access Through Integration with Vesta

Informative Research — Wed, 08 Jan 2025 16:45:00 GMT

Informative Research expanded access to its credit and verification solutions through a new integration with the Vesta loan origination system. The integration allows lenders to access credit, employment, income, tax, and asset verification data directly within Vesta’s modern, task-based LOS, supporting more efficient and configurable origination workflows.

Informative Research Verifications Now Available in The BIG Point of Sale via ICE Mortgage Technologies’ Partner Connect®

Informative Research — Thu, 21 Nov 2024 21:15:00 GMT

Informative Research expanded access to its credit and verification services through a new integration with The BIG Point of Sale using ICE Mortgage Technologies’ Partner Connect®. The integration allows loan officers to pull credit and verify income, assets, and employment directly within the POS, with results automatically posting to Encompass™.

Informative Research Makes Verification Platform Available Through Dark Matter Technologies Exchange℠

Informative Research — Mon, 21 Oct 2024 11:45:00 GMT

Informative Research announced that its Verification Platform is now available through the Dark Matter Technologies Exchange℠ service network, expanding access to automated verification of income and employment for mortgage lenders. By making the platform available within the Exchange, lenders can more easily adopt configurable VOI and VOE workflows designed to reduce manual effort and control verification costs.

Streamlined Credit Data Comparison with Enhanced Account Refresh and Mortgage Refresh Reports

Informative Research — Fri, 18 Oct 2024 15:14:57 GMT

New Report Format Makes Credit Refreshes Faster and Clearer for Lenders

At Informative Research, we’re always looking for ways to make the lending process easier for our clients. One common pain point we've heard from our mortgage lending partners is the challenge of comparing original credit reports with updated ones, especially when ordering a "refresh" to get the most up-to-date credit data.

Informative Research Expands Verification Platform with Consumer-Permissioned AccountChek® Data

Informative Research — Tue, 08 Oct 2024 12:00:00 GMT

Informative Research added consumer-permissioned verification of employment and income through AccountChek® to its Verification Platform, expanding the verification options available to mortgage lenders. The enhancement allows lenders to incorporate payroll-direct VOE and VOI as part of configurable verification waterfalls, providing a more efficient alternative to traditional verification methods.

Informative Research Expands Verification Platform with Veri-Tax Manual VOI

Informative Research — Tue, 02 Apr 2024 14:45:00 GMT

Informative Research announced has added an integration with Veri-Tax to its Verification Platform, expanding the range of verification options available to mortgage lenders. The integration allows lenders to access employer-sourced income verification through Veri-Tax when automated methods are not available or sufficient, helping ensure accuracy and reliability across a wider range of borrower scenarios.