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Equifax Holds $1 VantageScore 4.0 Price Through 2027
On its second quarter 2026 earnings call, held July 21, Equifax told investors it will keep its $1 price for the VantageScore 4.0 mortgage credit...
IRS Furloughs Could Slow 4506-C Transcript Processing
In a CNBC article published October 8, the IRS confirmed it will begin furloughing thousands of workers as a result of the ongoing government funding lapse. The move could reduce staffing levels across several divisions, including those responsible for processing 4506-C tax transcript requests.
What This Means for Lenders
- With IRS staffing reduced, 4506-C transcript turnaround times may slow.
- Earlier government communications suggested transcript operations would continue normally, but that now appears uncertain.
- Informative Research is actively monitoring the situation and will share updates as soon as they are available.
Our Take
While we don’t yet know the full impact, lenders should be prepared for possible delays in receiving IRS tax transcripts. IR’s verification platform will continue to process requests, but response times could vary depending on IRS capacity. We’ll keep our clients informed and provide alternate options where possible.
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Disclaimer: The views and commentary expressed in this blog are provided for informational purposes only and do not constitute legal, financial, or professional advice. Informative Research (IR) makes every effort to ensure the accuracy of the content at the time of publication, but we do not guarantee its completeness or timeliness. Readers should consult their own legal or business advisors before making decisions based on this information. References to third-party companies, products, or services are not endorsements.
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