GSEs and FHA Signal Next Phase of Credit Score Adoption
In an FHFA news release, the agency shared updates on how newer credit score models will be introduced into mortgage underwriting. Lenders will have...
Following up on our earlier post about potential disruptions, the current government shutdown is now directly impacting processing of SSA requests. The division that handles wet-signed forms has been furloughed, causing delays for those orders.
What’s Happening
Our Take
Informative Research recommends that lenders currently using wet signatures transition to e-signature processing as soon as possible to avoid delays. IR’s verification platform supports secure e-signature workflows and continues to transmit completed requests to the SSA without interruption. We’ll keep monitoring the situation closely and provide updates once normal processing resumes.
Disclaimer: The views and commentary expressed in this blog are provided for informational purposes only and do not constitute legal, financial, or professional advice. Informative Research (IR) makes every effort to ensure the accuracy of the content at the time of publication, but we do not guarantee its completeness or timeliness. Readers should consult their own legal or business advisors before making decisions based on this information. References to third-party companies, products, or services are not endorsements.
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In an FHFA news release, the agency shared updates on how newer credit score models will be introduced into mortgage underwriting. Lenders will have...
In a recent press release published by Andrew Davidson & Co., Inc., the firm shared new research highlighting how credit score differences across...
In December 2025, Freddie Mac issued Bulletin 2025-16, introducing a new governance framework requirement for the use of artificial intelligence (AI)...