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IR Industry News
This blog curates key headlines from trusted sources and adds expert insights from the Informative Research team to help lenders make smarter decisions, manage costs, and stay ahead of change.
Credit Score Models
Lenders Get More Clarity on VantageScore 4.0 Rollout
Published: July 15, 2025 Source: HousingWire article by James Kleimann
AccountChek
JPMorgan to Begin Charging FinTechs for Access to Bank Data
Article In Discussion Published by PYMNTS on July 13, 2025 – read the full article here According to Bloomberg, JPMorgan has told FinTechs and data aggregators that it plans to start charging fees for access to customer bank data. The charges could vary depending on how the data is used, with payment apps likely to see the highest rates. ...
Credit Score Models
FHFA Greenlights Immediate Use of VantageScore 4.0
In a HousingWire article published July 15, FHFA Director Bill Pulte announced that both Fannie Mae and Freddie Mac will immediately accept loans underwritten with VantageScore 4.0, giving lenders a choice between the newer model and the traditional Classic FICO. Key Points: VantageScore 4.0 is now an approved option for mortgage ...