Customer Stories
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Learn how IR went beyond vendor support to deliver measurable cost savings and streamlined efficiencies.
People Behind The Platform
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Meet our award-winning individuals behind the industry's top-rated consumer service.
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For decades, financial services professionals have bemoaned the slow pace of advancement in innovation and technology, watching healthcare and other industries forge way ahead. However, that has changed in the past few years, with staggering sums of...
Credit reports represent different things to varying audiences. For consumers, the report represents their past, specifically their history of taking on credit and the track record of paying as promised. Lenders, on the other hand, are using credit...
From the 2008 financial crisis to the global coronavirus pandemic that began in early 2020, within the U.S., consumers have had to contend with some epic struggles – losing jobs, getting behind on bills, and other similar hardships. Not...
Embracing New Technology to Shape a Better Tomorrow The disruptions and digital transformations of 2020 have rapidly accelerated the lending community’s adoption of new tools and applications. The industry is still behind, but the recent embrace of...
Through the years, pressure has mounted for increased speed and turn time in rendering credit decisions for mortgage applications. One component of that process is also under more pressure – the credit supplement.
‘All that glitters is not gold.’ Proverb The attractive external appearance of something is not a reliable indication of its true nature What we are getting at is the inherent nature of some vendors to over-sell and under-deliver. It hurts us all....
Who knows how or why, it's just a universal rule that some things just naturally go together – cake and ice cream, burgers and fries, movies and popcorn, mortgage and fraud. Back in the 1920s and 1930s, bank robber Willie Sutton (aka – 'Slick...
Trended data is a powerful tool: just ask Fannie Mae, who has been using it to improve lending risk assessment. But you can use trended data to uncover the consumers who are almost ready to be your customers and start warming them up as leads.
With most employees in the country still working from home, lenders have an even greater a responsibility to ensure the security of consumer data throughout their entire supply chain, including information supplied by data vendors.